David Tam is experienced in advertiser services, operations and international business development He has over a two decades of experience in performance marketing for the financial services and automotive sectors. Prior to starting multiple companies of his own, David was vice president of operations for Low.com, the mortgage marketing division of Oversee.net. Prior to Low.com, David held director-level positions at other online marketing companies including: GoApply, Autobytel and AutoTrader. David earned an MBA from the University of California, Irvine with concentrations in operations and strategy and an undergraduate degree from UCLA in political science and applied developmental psychology.